Matt Chojnacki

Matt has over 30 years of experience in home financing.

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Start your home purchase or refinance with Matt.

Manage your loan journey right from your phone by downloading our app LOOP.

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Track your home loan progress
Securely scan and submit documents
Estimate monthly payments
Contact your loan officer and real estate agent

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“Straight to the point, best possible options are offered up front, and Matt is an amazing asset to the company. He takes his time with clients to make sure they fully understand everything and are completely comfortable.” -J.G.

With over 30 years of experience in home financing, Matt is prepared for every obstacle that could pop up.

Along with Matt’s experience, you’ll find he has a contagious positive energy that makes the process fun. What matters to him most is that you get to sit back, relax and enjoy the journey toward your new home.

When Matt isn’t working, you’ll probably find him on the golf course. So if you’re looking for a new course to play, he’ll know just the one!

Mortgage Info & Updates

mortgage-updates

Recent global news has caused significant market volatility, leading to fluctuations in interest rates. Several factors will influence rates leading up to the mid-September Fed meeting, including upcoming inflation news and two more employment reports. Market expectations regarding the Fed's rate decisions will already be built into the market by mid-September, impacting rates accordingly.

In the latest update regarding the NAR Settlement and it's effects, we have great news for first-time buyers; Fannie Mae, Freddie Mac, and FHA have now confirmed that seller paid commissions will not be counted into the maximum allowed for interested party contributions. We are still awaiting key details from the VA, and will remain diligent as new information unfolds.

Despite initial confusion, buyers' agents can still receive compensation from sellers, commission just can’t be offered through the MLS. Ensuring all parties are well-represented will be crucial to smoother transactions in this new market.

We're looking for an experienced Marketing Manager s great at developing project timelines, strategizing creative campaigns and crafting mortgage-based copy and messaging.

Today we're dismantling the misconceptions on mortgage insurance and sharing more about how it can be a tool that accelerates a buyer's ability to purchase and own home. Mortgage insurance is a type of insurance typically required by lenders when a borrower puts down less than 20% of the home's purchase price. It's usually paid as a monthly premium that's added to the borrower's mortgage payment.

Interest rates remain the same as inflation data came in as expected earlier today. Rates are still in that high 6, low 7% range. Buyers, be prepared with a pre-approval so you can act quickly when you find the right home.

When there's uncertainty, the best thing for a homebuyer to do is be prepared and ready. With many varying projections about mortgage interest rates, the smartest move is to be proactive and get pre-approved, so buyers can act fast.