NMLS# 140084 | 248-709-9390

Ronya Grohman

Ronya will help you find the best mortgage program to fit your lifestyle, budget and home goals.

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Start your home purchase or refinance with Ronya.

Manage your loan journey right from your phone by downloading our app LOOP.

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Track your home loan progress
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Estimate monthly payments
Contact your loan officer and real estate agent

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“Ronya was the absolute best! If I could rate higher than a ‘10’, I would. The entire process was smooth and seamless. She and her team were knowledgeable and on top of everything that was needed at every point in the process.” -C.S.

With over 23 years of lending experience, Ronya is dedicated to helping individuals and families navigate the home financing process with confidence and clarity.

She believes securing a home loan should feel exciting and empowering—not overwhelming—and is known for creating smooth, personalized lending experiences from application to closing. Ronya prides herself on building long-lasting relationships rooted in trust, transparency, and communication. To her, clients are not transactions—they’re family.

Married for 15 years, Ronya is a proud mom to a son and a daughter and is deeply involved in their sports and activities. Outside of work, she enjoys spending time with her family, staying active, and relaxing with their dog, Teddy. Her commitment to family, discipline, and balance is reflected in her approach to lending, where she brings dedication, reliability, and heart to every client she serves.

Mortgage Info & Updates

mortgage-updates

Recent global news has caused significant market volatility, leading to fluctuations in interest rates. Several factors will influence rates leading up to the mid-September Fed meeting, including upcoming inflation news and two more employment reports. Market expectations regarding the Fed's rate decisions will already be built into the market by mid-September, impacting rates accordingly.

In the latest update regarding the NAR Settlement and it's effects, we have great news for first-time buyers; Fannie Mae, Freddie Mac, and FHA have now confirmed that seller paid commissions will not be counted into the maximum allowed for interested party contributions. We are still awaiting key details from the VA, and will remain diligent as new information unfolds.

Despite initial confusion, buyers' agents can still receive compensation from sellers, commission just can’t be offered through the MLS. Ensuring all parties are well-represented will be crucial to smoother transactions in this new market.

Today we're dismantling the misconceptions on mortgage insurance and sharing more about how it can be a tool that accelerates a buyer's ability to purchase and own home. Mortgage insurance is a type of insurance typically required by lenders when a borrower puts down less than 20% of the home's purchase price. It's usually paid as a monthly premium that's added to the borrower's mortgage payment.

Interest rates remain the same as inflation data came in as expected earlier today. Rates are still in that high 6, low 7% range. Buyers, be prepared with a pre-approval so you can act quickly when you find the right home.

When there's uncertainty, the best thing for a homebuyer to do is be prepared and ready. With many varying projections about mortgage interest rates, the smartest move is to be proactive and get pre-approved, so buyers can act fast.

Yesterday’s Consumer Price Index Results Were Slightly Lower Than Expected. With the Overall CPI at 3%, we've seen rates come down yesterday and it's trending that way today, too. Great news for housing!