Chris Knoche

Chris has worked in the mortgage for almost 20 years.

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“Chris’ customer service was bar none compared to the competition. His constant, clear, and honest communication was of the utmost value to my situation. His quick and effective problem-solving skills brought immediate results in my favor.” -D.N.

Chris brings almost 20 years of experience to the table and he will keep you informed throughout the entire process.

Chris loves helping people buy a home, whether it’s their first purchase or they’ve done it several times. He enjoys offering the service that he specializes in. When it comes to his best advice, Chris keeps it simple and says, “Be organized!” Speaking of simple, Chris’ ultimate goal for his clients is to simplify the process.

When Chris isn’t at work, he enjoys being outside, spending time with his family and doing something athletic. Combine all three of those things and Chris is a happy man!

Mortgage Info & Updates

mortgage-updates

In the latest update regarding the NAR Settlement and it's effects, we have great news for first-time buyers; Fannie Mae, Freddie Mac, and FHA have now confirmed that seller paid commissions will not be counted into the maximum allowed for interested party contributions. We are still awaiting key details from the VA, and will remain diligent as new information unfolds.

Despite initial confusion, buyers' agents can still receive compensation from sellers, commission just can’t be offered through the MLS. Ensuring all parties are well-represented will be crucial to smoother transactions in this new market.

We're looking for an experienced Marketing Manager s great at developing project timelines, strategizing creative campaigns and crafting mortgage-based copy and messaging.

Today we're dismantling the misconceptions on mortgage insurance and sharing more about how it can be a tool that accelerates a buyer's ability to purchase and own home. Mortgage insurance is a type of insurance typically required by lenders when a borrower puts down less than 20% of the home's purchase price. It's usually paid as a monthly premium that's added to the borrower's mortgage payment.

Interest rates remain the same as inflation data came in as expected earlier today. Rates are still in that high 6, low 7% range. Buyers, be prepared with a pre-approval so you can act quickly when you find the right home.

When there's uncertainty, the best thing for a homebuyer to do is be prepared and ready. With many varying projections about mortgage interest rates, the smartest move is to be proactive and get pre-approved, so buyers can act fast.

Yesterday’s Consumer Price Index Results Were Slightly Lower Than Expected. With the Overall CPI at 3%, we've seen rates come down yesterday and it's trending that way today, too. Great news for housing!

Rates are in the Upper-6s As We Move into a Busy Weekend of Open Houses.

Fannie Mae Shares Results Ranking Important Factors of Living "The Good Life.” 3 of the top 6 factors are housing-related in what participants found to be important when considering the life they'd like to have. The dream of homeownership continues to be strong. Begin your journey by getting pre-approved. Homebuyers, we can help!

The jobs report came out this morning. The number of jobs in this week's report blew away expectations. mortgage rates are pretty neutral from the news. Housing inventory is still slightly down, but home buyer demand is strong.