Kristen Hesse

Kristen has over 21 years of experience in the mortgage industry.

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Start your home purchase or refinance with Kristen.

Manage your loan journey right from your phone by downloading our app LOOP.

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Track your home loan progress
Securely scan and submit documents
Estimate monthly payments
Contact your loan officer and real estate agent

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“Kristen was very communicative so we were always clear on what was going on and what our next steps would be. Overall the process of getting our mortgage was very smooth and convenient!” -E.W.

Kristen loves that every borrower and transaction is different, which brings a new challenge and reward each day.

When first starting her career, Kristen was a front office administrative assistant and then moved into a processing position. She then began originating full time, so she truly knows every moving piece and player involved in the transaction.

Kristen’s main goal is to serve her clients with compassion and clear and consistent communication. She goes above and beyond her normal duties as a loan officer, regardless of the circumstance.

When Kristen isn’t busy helping her clients, she loves to run, workout and golf. You’ll also find her spending time with her family and friends!

Mortgage Info & Updates

mortgage-updates

Despite initial confusion, buyers' agents can still receive compensation from sellers, commission just can’t be offered through the MLS. Ensuring all parties are well-represented will be crucial to smoother transactions in this new market.

We're looking for an experienced Marketing Manager s great at developing project timelines, strategizing creative campaigns and crafting mortgage-based copy and messaging.

Today we're dismantling the misconceptions on mortgage insurance and sharing more about how it can be a tool that accelerates a buyer's ability to purchase and own home. Mortgage insurance is a type of insurance typically required by lenders when a borrower puts down less than 20% of the home's purchase price. It's usually paid as a monthly premium that's added to the borrower's mortgage payment.

Interest rates remain the same as inflation data came in as expected earlier today. Rates are still in that high 6, low 7% range. Buyers, be prepared with a pre-approval so you can act quickly when you find the right home.

When there's uncertainty, the best thing for a homebuyer to do is be prepared and ready. With many varying projections about mortgage interest rates, the smartest move is to be proactive and get pre-approved, so buyers can act fast.

Yesterday’s Consumer Price Index Results Were Slightly Lower Than Expected. With the Overall CPI at 3%, we've seen rates come down yesterday and it's trending that way today, too. Great news for housing!

Rates are in the Upper-6s As We Move into a Busy Weekend of Open Houses.

Fannie Mae Shares Results Ranking Important Factors of Living "The Good Life.” 3 of the top 6 factors are housing-related in what participants found to be important when considering the life they'd like to have. The dream of homeownership continues to be strong. Begin your journey by getting pre-approved. Homebuyers, we can help!

The jobs report came out this morning. The number of jobs in this week's report blew away expectations. mortgage rates are pretty neutral from the news. Housing inventory is still slightly down, but home buyer demand is strong.

“Not So Great News" Can Be Good News for the Mortgage Industry and Interest Rates. Economy is slowing, inflation is steady-to-down, flight to quality continues... helping rates tick down.