VA Home Loans
Ensuring Veterans Stay Competitive in a Changing Housing Market
You protect our home, we’ll help you buy yours.
We want to serve those who provide the ultimate service to us and our country.
Whether you are ready to buy now or need support in preparing for homeownership, our team can help.
Who Qualifies for Our VA Loan?
Our VA Loan is for active, non-active, and retired Army, Air Force, Marine, Navy, National Guard, and Coastal Guard veterans who meet the established service requirements. A surviving spouse, if death of the veteran was service connected.
Benefits of a
VA Loan
Relaxed Credit Requirements
The VA loan program is designed to make homeownership simple and accessible for as many military buyers as possible. While the VA itself doesn’t set a minimum credit score for loans, most VA lenders typically look for a FICO score of 620 or higher.
0% Down Payment
One of the best perks of VA loans is the ability to buy a home without needing a down payment! This incredible benefit has been a cornerstone of the VA loan program. Whether you're purchasing a starter home or your dream house, qualified Veterans can skip the down payment entirely.
No Private Mortgage Insurance(PMI)
Private mortgage insurance (PMI) is insurance that protects lenders in case of a borrower default. Many conventional lenders require borrowers to pay private monthly mortgage insurance unless they can put down at least 20 percent, which is challenging for many Veterans.
No PMI allows Veterans to stretch their buying power and save.
Competitive Interest Rates
VA loans have had the lowest average interest rate on the market for at least the last two years, according to data from Optimal Blue.
Getting a lower rate can help Veterans qualify for a larger loan and save on monthly payments.
Let’s work together
I have a variety of programs available that are designed to meet you where you are and to fit your lifestyle. Let's connect to discuss your wants and needs and create a plan for your next move!